Licensed insurance agent — Kenya
Insurance made simple.
Get covered today.
Tell us what you need once — we compare covers from several insurers, explain the difference in plain words, and handle the paperwork.
- Several insurers compared
- Help with claims
- M-Pesa friendly payments
Call or WhatsApp — we answer fast.
What do you need covered?
Pick your cover
Each cover has its own short quote form — under two minutes, then we call you back.
Motor Private
Third party or comprehensive cover for your private car, SUV or family vehicle.
Get a motor private quoteMotor Commercial
Cover for lorries, vans, pickups and pickups-on-hire used for business.
Get a motor commercial quoteMatatu & PSV
PSV cover for matatus, minibuses and buses — including passenger liability.
Get a matatu & psv quoteMotorcycle
Boda boda (PSV) and private motorcycle cover — insured to match how you ride.
Get a motorcycle quoteMedical
Individual, family and corporate medical covers — inpatient and outpatient.
Get a medical quoteBusiness & Home
Fire and burglary cover for shops, offices, rentals and homes.
Get a business & home quoteInvestment
Money market funds and provident funds — steady ways to grow savings.
Get a investment quotePersonal Accident
Affordable accident cover for individuals, workers and students.
Get a personal accident quoteProfessional Indemnity
Negligence-claim protection for doctors, lawyers and other professionals.
Get a professional indemnity quoteTalk to a person, not a portal.
Leave your name and number — we compare options from our insurers and call you back with prices and honest advice. No spam, no obligation.
- We compare several insurers for you
- Premium paid directly to the insurer — M-Pesa, bank or their portal
- We follow up until your certificate is issued
How it works
Covered in four steps
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Tell us what you need
Fill a short form, call or WhatsApp. Two minutes, no jargon.
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We compare our insurers
We check the covers and prices from the insurers we work with and explain the real differences.
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You pay the insurer
Premium goes straight to the insurer — by M-Pesa, bank or their portal. We never hold your money.
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You get your cover
Your certificate is issued and we stay on call for paperwork, renewals and claims.
Why Whitney
An agent in your corner, not a call centre queue.
Insurance only proves itself at renewal and claim time. That is exactly where we do our best work.
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One call, several insurers
You tell us once; we do the shopping across the insurers we are appointed by and bring back the options worth your time.
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Plain-language advice
Excess, exclusions, waiting periods — we translate the small print into decisions you can actually make.
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Claims support when it matters
We help you notify the insurer correctly, assemble documents like the police abstract, and follow up the assessor.
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A person who answers
Call or WhatsApp +254 726 262 644 and reach the same agent who sold you the cover.
“We take care of the details.”
It is not just a line. It is the work we do between buying and claiming.
Paperwork
Logbooks, KRA PINs, valuations, forms — we tell you exactly what is needed and check it before the insurer sees it.
Renewals
No expired certificates on the windshield. We remind you before renewal and re-check whether last year's insurer is still the best option.
Claims
Police abstract to assessor's report — we guide each step and chase the insurer so a claim does not stall in a queue.
Everyday Kenya
The people and places we insure
From market stalls to matatu stages — cover that fits how Kenyans actually live and work.
Common questions
Asked every week
Are you an insurance company or an agent?
Whitney Insurance Agency is an insurance agent. We do not underwrite policies ourselves — your policy is issued and underwritten by the insurer named on your certificate. Our job is to compare covers across our partner insurers, explain them plainly, and stand with you through paperwork, renewals and claims.
How does getting a quote work?
Fill in the short quote form for your cover — it takes under two minutes — or message us on WhatsApp. We compare options from the insurers we work with and call you back with the choices, the prices and the differences that matter. You then pay the insurer directly and your certificate is issued.
Who do I pay — you or the insurer?
Premium is paid to the insurer underwriting your policy, through their official channels (M-Pesa, bank or the insurer's own portal). We guide you through the payment and confirm the certificate is issued — we do not hold client premiums.
What documents do I need to get covered?
It depends on the cover. Motor covers need the logbook, your ID and KRA PIN; medical needs IDs and ages of everyone covered; property covers need a list of contents and values. Each cover page on this site lists its documents, and we confirm the exact list when you ask for a quote.
Do you help when I need to claim?
Yes — claims support is part of the service. We help you notify the insurer correctly, assemble documents like the police abstract and follow up the assessor. See our Claims page for step-by-step guidance.
More questions? Send us a message or call +254 726 262 644.
What clients say
Feedback on real covers
Placeholder reviews for preview — verified client feedback replaces them before launch. The strip pauses when you touch or hover it.
“Sent my logbook on WhatsApp at lunch and had three comprehensive quotes the same evening. Paid the insurer direct by M-Pesa and the certificate came before the weekend.”
“My PSV cover had lapsed without me noticing. They called to remind me, sorted it that same day, and I was back on the road the next morning.”
“Running a matatu, the paperwork never ends. They handled the renewal and explained the passenger liability part properly — the first time anyone made it clear.”
“We moved the whole family onto one medical cover. They compared the inpatient limits line by line and warned us about waiting periods before we signed anything.”
“After a break-in at the shop next door I called in a panic. My stock was covered within the week, with a policy I actually understand now.”
“My son is in Form Two — got him the student accident cover for less than I expected, and the school accepted the confirmation letter immediately.”
“Two pickups, one phone call. They even noticed my goods weren't covered and added the right option before it became a problem on the road.”
“I was hit from behind on Thika Road. They told me exactly what to collect — abstract, photos, excess — and kept chasing the assessor until the claim was paid.”
“I wanted somewhere better for my savings. They explained the money market fund plainly, no pressure, and the statements come monthly.”
“They called two weeks before my cover expired, compared the market again, found better terms — and I never drove uninsured for a single day.”
“As a practicing doctor I needed PI cover I could trust. They broke down the limit options and I had my certificate the same week.”
“Filled the two-minute form at 8pm and got a call back by 9 the next morning. That is how service should work.”
“Third party for my old Corolla — a straight answer on the price and the certificate in my email the same day. No upselling I didn't ask for.”
“I wanted outpatient cover I could actually use near home. They checked which hospitals were on the panel before recommending. Smart.”
Ready to get covered?
Two minutes on the quote form — or straight to a human on WhatsApp.